What Travel Insurance May Cover

Coverage can help you travel with confidence, knowing you are protected against a range of unexpected events on the road.

Trip Cancellation & Interruption

Reimbursement for prepaid, non-refundable trip costs if a covered event forces you to cancel or shorten your trip.

Emergency Medical Coverage

Helps cover eligible medical expenses if you become sick or injured while traveling away from home.

Emergency Medical Evacuation

Coverage for transportation to an appropriate medical facility when it is medically necessary.

Baggage Protection

Benefits for lost, stolen, or delayed luggage and personal belongings while you are away.

Travel Delay Coverage

Reimbursement for certain additional expenses caused by covered travel delays, such as meals and lodging.

Who May Benefit from Travel Insurance?

Travel insurance may be helpful for a wide range of travelers heading in almost any direction.

International Travelers
Families on Vacation
Students Studying Abroad
Visitors Traveling to the U.S.
Business Travelers
Cruise Passengers

Important Considerations

Understanding how coverage works helps you choose the plan that fits your trip.

Coverage Varies by Plan

Coverage, exclusions, limitations, waiting periods, and benefit amounts vary by insurer and plan. Comparing options helps you find the right level of protection for your needs.

Pre-Existing Conditions

Pre-existing medical conditions may not be covered unless specific requirements are met. Travelers should carefully review policy documents before purchasing coverage.

Travel Insurance vs. Health Insurance

Many domestic health insurance plans may provide limited or no coverage outside the United States or outside a provider network. Travel insurance can help fill certain gaps, particularly for emergency medical situations while traveling.

Coverage that travels with you across borders
Support for emergency medical situations abroad
Helps fill gaps left by domestic health plans

Disclaimer

Travel insurance policies are underwritten by insurance carriers and are subject to policy terms, conditions, limitations, exclusions, and availability. Benefits and coverage vary by plan. This information is for educational purposes only and should not be considered legal, tax, or insurance advice.

Planning a Trip?

Contact our licensed insurance professionals to learn about available travel insurance options and determine which coverage may best fit your travel needs.

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