Who We Are

Founded in 2005 by Ramesh Sagun, Sagun Financials has grown from a small independent insurance agency to a comprehensive financial services firm serving over 15,000 clients across the United States. Our journey began with a simple mission: to provide transparent, personalized insurance and financial guidance to individuals and families navigating complex healthcare and retirement decisions.

Founded in 2005 by Ramesh Sagun, Sagun Financials has grown from a small independent insurance agency to a comprehensive financial services firm serving over 15,000 clients across the United States. Our journey began with a simple mission: to provide transparent, personalized insurance and financial guidance to individuals and families navigating complex healthcare and retirement decisions.

Mission & Values

Client-First Approach

We put your needs above all. Every solution is tailored to your unique situation, budget, and long-term goals.

Integrity & Transparency

We put your needs above all. Every solution is tailored to your unique situation, budget, and long-term goals.

Lasting Relationships

We put your needs above all. Every solution is tailored to your unique situation, budget, and long-term goals.

Continuous Education

We put your needs above all. Every solution is tailored to your unique situation, budget, and long-term goals.

Excellence in Service

We put your needs above all. Every solution is tailored to your unique situation, budget, and long-term goals.

Personalized Service

We put your needs above all. Every solution is tailored to your unique situation, budget, and long-term goals.

Advisory Approach

Our methodology is built on a foundation of thorough analysis and personalized consultation.

01
Discovery & Assessment

An in-depth conversation to understand your current coverage, health status, and financial goals.

02
Market Research

We access over 50 carrier partnerships to identify plans that align with your needs and budget.

03
Customized Recommendations

An in-depth conversation to understand your current coverage, health status, and financial goals.

04
Education & Guidance

An in-depth conversation to understand your current coverage, health status, and financial goals.

05
Ongoing Support

An in-depth conversation to understand your current coverage, health status, and financial goals.

Licensing & Compliance

Sagun Financials operates with full licensing and regulatory compliance across all 50 states.

State Licenses

All agents hold valid licenses in their respective jurisdictions.

Carrier Appointments

We maintain active appointments with over 50 insurance carriers, including Anthem, Cigna, Humana, Aetna, KP, and MetLife.

Regulatory Adherence

We adhere to federal and state regulations, including CMS guidelines for Medicare, ACA marketplace requirements, and HIPAA privacy standards.

Continuing Education

All agents hold valid licenses in their respective jurisdictions.

Important Disclosure: Sagun Financials is an independent agency and is not affiliated with or endorsed by the Medicare program or any government agency. Agents are compensated through commissions paid by insurance carriers.

Our Carrier Partners

Sagun Financials operates with full licensing and regulatory compliance across all 50 states.

Ready to Secure Your Financial Future?

The protection decisions you make today shape your financial stability tomorrow. Let our licensed advisors guide you toward confident, informed coverage choices.

Schedule A Consultation Contact Us Today