Join The Dream Team
1–50
Full-Time Equivalent (FTE) Employees

Small group health insurance is generally available to businesses of this size in most states (some states have different rules).

Who Is Eligible?

It may be a good option for a wide range of businesses:

Small businesses
Family-owned companies
Startups
Professional offices
Restaurants
Retail businesses
Contractors & construction
Nonprofit organizations

Benefits for Employers

Offering group coverage is an investment that pays back across your whole business.

Attract & Retain Talent

Attract and retain quality employees with competitive benefits that set your business apart.

Satisfaction & Loyalty

Improve employee satisfaction and loyalty while promoting a healthier, more engaged workforce.

Potential Tax Advantages

Eligible businesses may benefit from potential tax advantages while choosing plans that fit the budget.

Benefits for Employees

Employees gain access to comprehensive health coverage that may include:

Doctor & specialist visits
Preventive care
Hospital services
Emergency care
Prescription drug coverage
Mental health services
Maternity care
Pediatric services
Laboratory & diagnostic services

Plan Options

Depending on your location and carrier availability, employers may choose from a range of plan types. Employees may also have multiple plan options depending on your benefits strategy.

HMO
HMO Plans
PPO
PPO Plans
EPO
EPO Plans
HDHP
High Deductible Health Plans
HSA
HSA-Compatible Plans

Employer Contribution

Most employers contribute toward employee premiums, helping make coverage more affordable. Contribution requirements vary by carrier and state regulations.

Choosing the Right Plan

When comparing plans, consider each of these factors together:

Monthly premium
Deductible
Copays & coinsurance
Provider network
Prescription drug coverage
Out-of-pocket maximum
Employee healthcare needs
Business budget

Is Small Group Coverage Right for Your Business?

Small group insurance may be an excellent choice if you want to:

Provide valuable employee benefits
Stay competitive in hiring
Improve employee retention
Build a healthier workplace
Invest in your team's long-term well-being
Looking for more flexibility? If you want more flexibility and predictable costs, an Individual Coverage Health Reimbursement Arrangement (ICHRA) may also be worth considering.

How We Can Help

We work with employers every step of the way to find a solution that fits both your team and your business.

Evaluate your business needs
Compare available plan options
Explain benefits and costs
Assist with enrollment
Support employee education
Provide ongoing service throughout the year

Our goal is to help you find a health benefits solution that supports both your employees and your business.

Disclaimer

Plan availability, eligibility requirements, contribution rules, premiums, and benefits vary by insurance carrier, state, and employer size. We help businesses compare available options and enroll in plans that best fit their needs. We do not provide tax or legal advice.

Invest in Your Team. Invest in Your Future.

Investing in your employees' health is an investment in your business's future. Let us help you find a small group health plan that fits your team and your budget.

Get A Custom Quote Contact Us Today