Understanding Annuities

These plans are designed for individuals and families in various circumstances, including Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

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It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

Who Is Eligible?

U.S. Citizens and Legal Residents

You must be a U.S. citizen, national, or lawfully present in the United States.

State Residency

You must live in the state where you are applying.

Not Currently Incarcerated

You must be a U.S. citizen, national, or lawfully present in the United States.

No Employer Coverage

You may not qualify for subsidies if your employer offers affordable coverage that meets minimum standards.

Medicare Status

If you are eligible for Medicare, you should enroll in that instead of Marketplace coverage.

Financial Assistance

Premium Tax Credits

These lower monthly premium payments for those with incomes between 100-400% of the Federal Poverty Level (FPL).

Cost-Sharing Reductions

These reduce out-of-pocket costs (deductibles and copayments) for those earning up to 250% of the FPL.

Medicaid Expansion

In expansion states, individuals earning up to 138% of the FPL may qualify for Medicaid instead of the Marketplace.

No Employer Coverage

You may not qualify for subsidies if your employer offers affordable coverage that meets minimum standards.

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Open Enrollment

January 1 - March 25
The annual period (typically November 1 – January 15) when anyone can enroll or change plans.
Typically: November 1 - January 15
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Special Enrollment

January 1 - March 25
Available year-round for those with "Qualifying Events," such as loss of health coverage, marriage, divorce, birth, adoption, moving to a new state, or changes in income.
Available year-round with qualifying events
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Qualifying Events

January 1 - March 25
The annual period (typically November 1 – January 15) when anyone can enroll or change plans.
Typically: November 1 - January 15
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Ready to Secure Your Financial Future?

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